You can close the Credit Builder before the end of your 12 month period, but keep in mind that you'll see little or no benefit to your credit score.
Remember, the Credit Builder is a great way to demonstrate how well you can make repayments over a set period of time. If you close it early, lenders might infer that you can't keep up with the commitments you've signed up for.
To close Credit Builder:
- Head to your GBP account in your Monese app
- Go to Explore tab > Credit Builder and tap on three dots in upper right corner
- Select 'Close credit builder' and follow the instructions