There are two different allowances in our pricing plans:
ATMs and Cash top-ups
This allowance covers all ATM withdrawals, Paypoint top-ups, Post Office top-ups, Cashback and SOFORT top-ups. On our Classic plans, a 2% fee will only apply if the transaction is outside the allowance or partially covered by the allowance.
Post Office and Paypoint cash deposits are not included in the Simple Plan allowance, with a 2% fee (minimum of £/€2) and 3.50% fee (minimum of £/€3) respectively.
Foreign Currency Card spending
This allowance covers all card spend in foreign currency. On our Simple and Classic plans, a 2% fee will only apply if the transfer is outside the allowance or partially covered by the allowance. If you plan to make card transactions in both GBP and EUR, it’s recommended you open both accounts to avoid using up this allowance for both GBP and EUR transactions.
Full details are available in our Terms and Conditions.