Below are the specifications for our pricing plans:
Simple: £/€0 per month (only available in some countries)
Classic: £/€5.95 per month
Premium: £/€14.95 per month
The currency of your monthly fee will be determined by the currency of your primary Monese account (this is the account you open first). So, if your primary account is in GBP, you’ll be paying £5.95 per month for the Classic plan.
You can always open another secondary account (GBP or EUR) at no additional cost.
Simple (£/€ 0 per month) only available in some countries
This plan has no monthly fee, but we do have to charge for some services like standard card delivery, cash operations, international transfers and card spend in other currencies. Here are the fees for this package:
- Standard delivery fee for the Simple debit card: £4.95 or €4.95
- Monthly allowance for ATM withdrawals, Sofort top-up, Cashback: £200 or €200 with a 2% fee after this allowance has been used
- Post Office and Paypoint cash top-up: 2% fee (minimum £2) and 3.5% fee (minimum £3) respectively (cash top-ups are only available in the UK for GBP accounts)
- Foreign currency card spending allowance per month: £2000 or €2000 with a 2% fee after this allowance has been used
- International foreign currency transfers fee: 2% (£2 or €2 minimum)
Classic (£/€ 5.95 per month)
This package is best for those who plan to use Monese as their main account or use cash and international transfers frequently. Here are the fees for this package:
- Standard delivery fee for the Classic debit card: free for the first card, £4.95 or €4.95 for any additional cards
- Monthly allowance for ATM withdrawals, Sofort top-up, Cashback and cash top-up: £900 or €900 with a 2% fee after this allowance has been used (cash top-ups are only available in the UK for GBP accounts)
- Foreign currency card spending allowance per month: £9000 or €9000 with a 2% fee after this allowance has been used
- International foreign currency transfers fee: from 0.5% (£2 or €2 minimum)
Premium (£/€ 14.95 per month)
This package is best for those who often use cash top-ups or withdrawals, spend money in different currencies or send international foreign currency transfers. These transactions are all free and included in the monthly fee:
- Standard delivery fee for the Premium debit card: free
- ATM withdrawals, Sofort top-up, Cashback and cash top-up: free (cash top-ups are only available in the UK for GBP accounts)
- Foreign currency card spending: free
- International foreign currency transfers fee: free
All of our pricing plans offer the following:
- Free and instant payments between Monese accounts
- Free incoming and outgoing transfers between Monese and other accounts in the same currency
- Free card spending in the account’s currency
- Free direct debits (GBP and EUR wherever available)
- Free GBP and EUR account numbers
Full details are available in our Terms and Conditions.
Old pricing plans
Customers who opened a Monese account before 1 July 2019 and haven’t upgraded to our newer pricing will be on one of the following pricing plans:
Starter: £/€ 0 per month
Plus: £/€ 4.95 per month
Premium: £/€ 14.95 per month
Starter (£/€0 per month)
This plan has no monthly fee, but we do have to charge for some services like card delivery, cash operations, international transfers and card spend in other currencies. Here are the fees for this package:
- Delivery fee for the Monese debit card: £4.95 or €4.95
- ATM withdrawals: £1.5 or €1.5 per withdrawal (if the withdrawal is in another currency, a 2% fee will apply with a £2 or €2 minimum fee)
- Cash top-ups: 3.5% fee at PayPoint (with a minimum fee of £3) or a 2% fee at Post Office (with a minimum fee of £2); cash top-ups are only available in the UK, for GBP accounts
- Foreign currency card spending fee: 2%
- International foreign currency transfers fee: 2% (with a £2 or €2 minimum fee)
Plus (£/€4.95 per month)
This package is best for those who plan to use Monese as their main account or use cash and international transfers frequently. Here are the fees for this package:
- Delivery fee for the Monese debit card: free for the first card, £4.95 or €4.95 for any additional cards
- ATM withdrawals: six free withdrawals per month with a fee of £1.5 or €1.5 per each additional withdrawal (if the withdrawal is in another currency, a 0.52%–0.75% fee will apply with a £2 or €2 minimum fee)
- Cash top-ups: 2.5% fee at PayPoint (with a minimum fee of £3) or a £1 fee at Post Office; cash top-ups are only available in the UK for GBP accounts
- Foreign currency card spending fee: 0.5%–0.75%
- International foreign currency transfers fee: from 0.5% (with a £2 or €2 minimum fee)
Premium (£/€14.95 per month)
This package is best for those who often use cash top-ups or withdrawals, spend money in different currencies or send international foreign currency transfers. These transactions are all free and included in the monthly fee:
- Delivery fee for the Monese debit card: free
- ATM withdrawals: free
- Cash top-ups: free (cash top-ups are only available in the UK, for GBP accounts)
- Foreign currency card spending: free
- International foreign currency transfers: free
All of our original pricing plans offer the following:
- Free and instant payments between Monese accounts
- Free incoming and outgoing transfers between Monese and other accounts in the same currency
- Free card spending in the account’s currency
- Free direct debits (GBP and EUR wherever available)
- Free GBP and EUR account numbers
Full details are available in our Terms and Conditions.