3D Secure & MasterCard SecureCode® are the combined elements of the service that help to make online shopping for goods and services safer for both consumers and the retailers. The service authenticates that the cardholder is making the transaction at the time of purchase. Any merchant participating will have the MasterCard SecureCode® logo displayed on the retailer’s website.
The MasterCard SecureCode® Service protects you against unauthorised online transactions. This additional stage ensures that only you, the legitimate cardholder, has the right to complete the transaction and that no transaction can be made without your approval. This is a free service and you do not need to register as Monese is registering all issued cards in the program.
You can still make online purchases from stores not participating in the MasterCard SecureCode®. However the additional verification process will not appear and therefore you should be careful and only use trusted businesses.