How do Instant debit card Top ups work?

You can fund your Monese account instantly by using any other bank’s Visa/Mastercard debit card. Simply open the app, tap on 'Add Money' and then 'Instant Top up'. Enter your card details (card number, CVV, expiry date). Choose the amount and tap 'Top up' to instantly fund your account.

You can have up to 3 different debit cards added at any given time. All debit cards must be in your name.

For both our Starter and Plus plan customers, there is a fee of 0.35% when using a debit card from the EEA. Outside the EEA there is a fee of 2.5% applied to the use of international debit cards used to top up your account. Any foreign exchange will be done by the issuer of the debit card used. Please note that at this time credit cards do not work with this feature.