The Monese UK account maximum balance is £40,000. There are also the following limits on cash topups and daily withdrawals as listed below.
- Cash topups via Post Office: £500 per transaction per day
- Cash topups via PayPoint: £249 per transaction and £500 per day
- Instant Debit card Top up: £1500 per day and £3000 per month
- Cash withdrawal via ATMs: £300 per day
- Cash withdrawal via cashback: depends on the store operator and is usually £50 or £100 per transaction
- Card payments are limited to £4000 per transaction and £7000 per day
Please refer to the terms and conditions here for full list of limits.