How long does it take for money to land in my account?

If someone sends money to your Monese account, the amount of time it’ll take to arrive can differ depending on the method.

When someone sends you money from their Monese account straight to yours, it’ll arrive instantly! For everything else, check out our list below:

🇬🇧 UK payments

• UK Faster payments: instant

• BACS payments: 3 business days

• CHAPS payments: the same day, if made before 2pm UK time

🌎 International payments

• Payments to your account: 2-5 working days

• SEPA payments in EUR: 1-2 business days

• Payments from other countries or in other currencies may take longer

🇪🇺 SEPA payments to your EUR account

• 1-2 business days

💳 Debit card top-ups

• Instant!

💰 Cash top-ups

• Post Office: the next business day (if made before 6pm UK time), 2 business days (after 6pm)

• PayPoint: instant

• PaySafe: within 15 minutes