Can I access the security amount before my 12th repayment?

No, you’ll need to have repaid your entire loan to have access to the security amount. If you need immediate access to your repayments partway through the term (for example after making 5 repayments out of 12), then you’ll need to ask us to repay your Credit Builder loan early. This would automatically unlock all the repayments you’ve made up to this date.