Will Monese take the multi-currency IBAN subscription fee automatically every year? What if I don't have enough money in my account?

We'll send you an email 7 days before your subscription expires to remind you. If you'd like to continue with the subscription, just make sure you have enough money in your Monese account on the renewal date

If you don't have enough money in your account on the subscription renewal date, we won't be able to charge the annual fee. This means we'll have to deactivate your subscription. You'll have to activate it again manually by following the steps listed here.

Keepin mind that if anyone sends money to your IBAN while it's deactivated, these payments would be rejected and returned to the sender automatically.